Prodest Insurance Group

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Licensed in 17 states  ·  Independent brokerage  ·  Speak with a licensed advisor: (888) 919-2113

Compare ACA & Private Health Insurance — Without the Markup

We're an independent health insurance brokerage representing multiple major carriers across 17 states. Compare marketplace plans, check subsidy eligibility, and enroll with help from a licensed advisor — at no cost to you.

Licensed Independent Brokerage 17 States: AL, AZ, FL, GA, IL, IN, KY, LA, MI, MS, NC, OH, PA, SC, TN, TX, VA No Cost to You — Carriers Pay Brokers
(888) 919-2113 Available Monday–Friday 8 AM – 8 PM ET · Saturday 9 AM – 5 PM ET

Get a Free Quote

No cost. No obligation. See plans available in your ZIP.

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What Type of Coverage Are You Looking for?
Why Choose Prodest

An Independent Brokerage Working For You — Not the Carrier

We're not captive agents. We compare plans across multiple major carriers to find what fits your budget and your healthcare needs.

Carrier-Neutral

We represent multiple major national and regional carriers. We can compare across the marketplace — not just sell whatever the home office tells us to push.

Licensed in 17 States

From Florida to Pennsylvania, Arizona to Michigan — wherever you live in our service area, you're working with a licensed broker authorized in your state.

No Cost to You

Brokers are paid by the carrier, not by you. The premium is the same whether you enroll directly, through Healthcare.gov, or with us — except now you have a guide.

Plans We Compare

ACA Marketplace, Private Major Medical, and Small Group Health

We focus on comprehensive health coverage. No short-term plans, no fixed-indemnity products — just real major medical insurance.

ACA Marketplace

Subsidy-Eligible Plans

Plans through the federal Health Insurance Marketplace (or state-based exchanges in KY, VA, and PA). Income-eligible households may qualify for premium tax credits and cost-sharing reductions that significantly reduce monthly costs.

Off-Marketplace

Private Major Medical

Off-exchange plans from multiple carriers — comprehensive coverage including preventive care, prescriptions, specialists, and hospitalization. Useful for households above subsidy thresholds or who want specific networks.

Small Business

Group Health Plans

Group health insurance for small businesses (typically 2–50 employees). We help you compare carrier options that fit your budget and your team's needs, then walk you through implementation.

Plan types we compare: PPO, HMO, EPO, POS, and HDHP/HSA-eligible plans. We do not currently offer Medicare plans, short-term medical, or limited-benefit indemnity products through this service. For Medicare assistance, contact Medicare.gov or 1-800-MEDICARE.
How It Works

From First Call to Active Coverage

Request a Quote

Submit the form or call directly. No cost. No obligation. We'll confirm your ZIP code, household size, and income range to see what plans are available.

Compare Your Options

A licensed Prodest advisor reviews plans available in your area, runs subsidy eligibility, and walks you through differences in networks, deductibles, and total cost.

Enroll With Help

Once you've chosen a plan, we handle the application and submission process — at no cost to you. You get coverage; we get paid by the carrier. No hidden fees.

Ready to See Your Options?

A licensed advisor is standing by. No bots. No phone tree. Just a real person who knows the marketplace.

(888) 919-2113
Frequently Asked

Health Insurance Questions, Answered

Premiums vary based on age, location, household size, tobacco use, and the specific plan. Many individuals and families qualify for premium tax credits through the ACA marketplace that may significantly reduce monthly costs. The only way to know what you'll pay is to run a personalized quote — that's what we do, free.
Open Enrollment typically runs November 1 through January 15. Outside that window, you may still be eligible to enroll if you've experienced a qualifying life event — job loss, marriage, divorce, birth or adoption, or moving to a new ZIP code. We can help you determine if you qualify for a Special Enrollment Period.
No. Insurance premiums are the same whether you enroll directly with the carrier, through the marketplace, or with a licensed broker. Broker compensation is built into the carrier's pricing structure. You pay zero additional cost for our help.
Under the Affordable Care Act, health insurance plans cannot deny coverage or charge higher premiums based on pre-existing conditions. However, plan design — deductibles, networks, formularies — varies and may affect your out-of-pocket costs for ongoing care. We help you compare those tradeoffs.
No. We specialize in individual, family, and small business health insurance for people under 65. For Medicare assistance, please contact Medicare.gov or call 1-800-MEDICARE.
No. Prodest Insurance Group is an independent licensed health insurance brokerage. We are not connected with or endorsed by the U.S. government, Healthcare.gov, the Centers for Medicare & Medicaid Services (CMS), or any state insurance exchange.

Important Disclosures

Prodest Insurance Group (NPN 19515569) is a licensed independent health insurance brokerage based at 7000 W Palmetto Park Rd, Suite 300, Boca Raton, FL 33486. We are authorized to sell health insurance in Alabama, Arizona, Florida, Georgia, Illinois, Indiana, Kentucky, Louisiana, Michigan, Mississippi, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, and Virginia. Coverage is offered through our appointed licensed producers. A complete list of producers is available on our Licensing & Disclosures page.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer. We represent multiple major insurance carriers but are not affiliated with any single carrier exclusively. Plan availability and pricing varies by location, age, household size, income, tobacco use, and other factors. Please contact us, visit Healthcare.gov, or contact your state-based marketplace for complete information about all plans available to you.

We are not connected with or endorsed by the U.S. government, Healthcare.gov, the Centers for Medicare & Medicaid Services (CMS), or any state insurance exchange. We do not offer Medicare plans, short-term medical, or fixed-indemnity products through this service. For Medicare information, contact Medicare.gov or 1-800-MEDICARE.

Quotes provided are estimates based on the information you provide. Actual eligibility for premium tax credits, cost-sharing reductions, and final plan pricing is determined by the marketplace at the time of application. We cannot guarantee any specific savings, plan availability, or coverage outcomes.

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© 2026 Prodest Insurance Group · NPN 19515569

Category: California

Showing 1 - 20 of 502
Guerneville Health Insurance Plans
5.01
Health Insurance, California
14012 Armstrong Woods Rd Ste 343, Guerneville, California 95446, United States
888-919-2113
Denair Health Insurance Plans
5.01
Health Insurance, California
5043 N Montpelier Rd Ste 391, Denair, California 95316, United States
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Buellton Health Insurance Plans
5.01
Health Insurance, California
104 Six Flags Cir Ste 304, Buellton, California 93427, United States
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Boulder Creek Health Insurance Plans
5.01
Health Insurance, California
345 Highrise Dr Ste 205, Boulder Creek, California 95006, United States
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Cutler Health Insurance Plans
5.01
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40665 Road Ste 364, Cutler, California, United States
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Ferndale Health Insurance Plans
5.01
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2028 Market St Ste 340, Ferndale, California 95536, United States
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Calistoga Health Insurance Plans
5.01
Health Insurance, California
1299 Tubbs Ln Ste 76, Calistoga, California 94515, United States
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Kensington Health Insurance Plans
5.01
Health Insurance, California
388 Colusa Ave Ste 410, Kensington, California 94707, United States
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Jamul Health Insurance Plans
5.01
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15232 Presilla Dr Ste 417, Jamul, California 91935, United States
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Woodside Health Insurance Plans
5.01
Health Insurance, California
2995 Woodside Rd Ste 263, Woodside, California 94062, United States
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Williams Health Insurance Plans
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Health Insurance, California
570 E St Ste 472, Williams, California 95987, United States
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Indian Wells Health Insurance Plans
5.01
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45025 Manitou Dr Ste 106, Indian Wells, California 92210, United States
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Oakhurst Health Insurance Plans
5.01
Health Insurance, California
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Hidden Valley Lake Health Insurance Plans
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21091 Powder Horn Rd Ste 122, Hidden Valley Lake, California 95467, United States
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Cambria Health Insurance Plans
5.01
Health Insurance, California
394 Plymouth St Ste 406, Cambria, California 93428, United States
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Wilton Health Insurance Plans
5.01
Health Insurance, California
13055 Orange Rd Ste 15, Wilton, California 95693, United States
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Rancho Murieta Health Insurance Plans
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Villa Park Health Insurance Plans
5.01
Health Insurance, California
9092 Rama St Ste 118, Villa Park, California 92861, United States
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Gustine Health Insurance Plans
5.01
Health Insurance, California
306 5th St Ste 154, Gustine, California 95322, United States
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Paradise Health Insurance Plans
5.01
Health Insurance, California
5910 Clark Rd Ste 170, Paradise, California 95969, United States
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